Real ChatGPT answer · index seedzyQ3LSJhK9QcompleteFinance and banking · investing and brokeragescomparison

Is Betterment automated portfolio performance actually beating standard S and P index funds after management fees for an LLC looking to invest surplus cash?

ChatGPTgpt-64 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is Betterment automated portfolio performance actually beating standard S and P index funds after management fees for an LLC looking to invest surplus cash?
4 real searches · 1 real-search pass
Betterment portfolio performance annualized returns performance disclosures 2025 2026 fees digital plan 0.25%Google ↗
OBSERVEDReason
Betterment LLC business investing account entity accounts investment options cash reserve businessGoogle ↗
OBSERVEDOther / navigational
S&P 500 total return annualized 10 year 2025 official fact sheet SPDJIGoogle ↗
OBSERVEDConsequence
Betterment tax coordinated portfolio tax loss harvesting performance claims methodologyGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational50%ComparisonConsequence25%Reason25%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
Betterment portfolio performance annualized returns performance disclosures 2025 2026 fees digital plan 0.25% Google ↗
Betterment LLC business investing account entity accounts investment options cash reserve business Google ↗
S&P 500 total return annualized 10 year 2025 official fact sheet SPDJI Google ↗
Betterment tax coordinated portfolio tax loss harvesting performance claims methodology Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Betterment portfolio performance annualized returns performance disclosures 2025 2026 fees digital plan 0.25%
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Betterment LLC business investing account entity accounts investment options cash reserve business
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
S&P 500 total return annualized 10 year 2025 official fact sheet SPDJI
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Betterment tax coordinated portfolio tax loss harvesting performance claims methodology
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1