Real ChatGPT answer · index seedzxGcYQNueawcompleteCareers and HR · salaries and payinformational

Can my spouse roll over their previous employer 401k into our new plan without losing the unvested matching contributions?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can my spouse roll over their previous employer 401k into our new plan without losing the unvested matching contributions?
2 real searches · 1 real-search pass
IRS 401(k) plan vesting employer matching contributions forfeiture rollover unvested contributions termination employmentGoogle ↗
OBSERVEDConsequence
Department of Labor 401(k) vesting employer contributions forfeiture break in service five yearsGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 401(k) plan vesting employer matching contributions forfeiture rollover unvested contributions termination employment Google ↗
Department of Labor 401(k) vesting employer contributions forfeiture break in service five years Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 401(k) plan vesting employer matching contributions forfeiture rollover unvested contributions termination employment
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Department of Labor 401(k) vesting employer contributions forfeiture break in service five years
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1