Walk me through calculating my debt to income ratio with my current salary to see if lenders will even talk to me about refinancing.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Walk me through calculating my debt to income ratio with my current salary to see if lenders will even talk to me about refinancing.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
debt-to-income ratio refinancing lender requirements mortgage auto personal loan how lenders calculate CFPB Fannie Mae 2026 Google ↗
mortgage refinance debt-to-income ratio requirements conventional loans Fannie Mae 2026 CFPB DTI calculation Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- § 1026.43 Minimum standards for transactions secured by a dwelling. · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
debt-to-income ratio refinancing lender requirements mortgage auto personal loan how lenders calculate CFPB Fannie Mae 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
mortgage refinance debt-to-income ratio requirements conventional loans Fannie Mae 2026 CFPB DTI calculation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |