How do we determine if choosing between debt settlement and bankruptcy is the safer path for protecting our family home from sudden judgments?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do we determine if choosing between debt settlement and bankruptcy is the safer path for protecting our family home from sudden judgments?
3 real searches · 1 real-search pass
U.S. Courts bankruptcy automatic stay homestead exemption judgment lien avoidance official guidanceGoogle ↗
OBSERVEDReason
New York homestead exemption bankruptcy 2026 CPLR 5206 official statute NYCGoogle ↗
OBSERVEDReason
FTC debt settlement risks lawsuits creditors official consumer adviceGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
U.S. Courts bankruptcy automatic stay homestead exemption judgment lien avoidance official guidance Google ↗
New York homestead exemption bankruptcy 2026 CPLR 5206 official statute NYC Google ↗
FTC debt settlement risks lawsuits creditors official consumer advice Google ↗
- NYS Open Legislation · nysenate.gov
- New York Civil Practice Law and Rules Law § 5206 (2025) - Real Property Exempt From Application to the Satisfaction of Money Judgments. :: 2025 New York Laws :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Chapter 11 · uscourts.gov
- 5.17.8 General Provisions of Bankruptcy · irs.gov
- Debt settlement · ag.ny.gov
- Eastern District of New York Bankruptcy Court · nyeb.uscourts.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. Courts bankruptcy automatic stay homestead exemption judgment lien avoidance official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York homestead exemption bankruptcy 2026 CPLR 5206 official statute NYC OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC debt settlement risks lawsuits creditors official consumer advice OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |