What is the actuarial difference in cost-sharing for outpatient physical therapy between a standard Medigap Plan N and a Medicare Advantage HMO?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the actuarial difference in cost-sharing for outpatient physical therapy between a standard Medigap Plan N and a Medicare Advantage HMO?
3 real searches · 1 real-search pass
2026 Medicare Part B outpatient physical therapy cost 20% coinsurance deductible official CMS Medicare.govGoogle ↗
OBSERVEDShort fact
Medigap Plan N covers Part B coinsurance physical therapy outpatient official Medicare.govGoogle ↗
OBSERVEDShort fact
Medicare Advantage 2026 maximum out of pocket limit Part A Part B services CMSGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Medicare Part B outpatient physical therapy cost 20% coinsurance deductible official CMS Medicare.gov Google ↗
Medigap Plan N covers Part B coinsurance physical therapy outpatient official Medicare.gov Google ↗
Medicare Advantage 2026 maximum out of pocket limit Part A Part B services CMS Google ↗
- Compare Medigap Plan Benefits · medicare.gov
- 2026 Medicare Parts A & B Premiums and Deductibles · cms.gov
- Physical Therapy Coverage · medicare.gov
- Medicare Advantage in 2026: Premiums, Out-of-Pocket Limits, Supplemental Benefits, and Prior Authorization · kff.org
- Costs · medicare.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Medicare Part B outpatient physical therapy cost 20% coinsurance deductible official CMS Medicare.gov OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Medigap Plan N covers Part B coinsurance physical therapy outpatient official Medicare.gov OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Medicare Advantage 2026 maximum out of pocket limit Part A Part B services CMS OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |