My car was totaled in a flash flood this morning and I need to know how State Farm handles actual cash value payouts compared to other major insurers today.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My car was totaled in a flash flood this morning and I need to know how State Farm handles actual cash value payouts compared to other major insurers today.
3 real searches · 1 real-search pass
State Farm total loss actual cash value valuation process vehicle claims official 2026Google ↗
OBSERVEDReason
Progressive GEICO Allstate USAA total loss actual cash value valuation process official claimsGoogle ↗
OBSERVEDReason
New Jersey total loss vehicle actual cash value insurance regulation appraisal clause total loss floodGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
State Farm total loss actual cash value valuation process vehicle claims official 2026 Google ↗
Progressive GEICO Allstate USAA total loss actual cash value valuation process official claims Google ↗
New Jersey total loss vehicle actual cash value insurance regulation appraisal clause total loss flood Google ↗
- State Farm beats 90,000-member class action over total-loss car valuations · insurancebusinessmag.com
- State Farm Agrees to $15M Settlement for Underpaid Vehicle Claims · insurancejournal.com
- Attention Arkansas State Farm customers: You could be eligible for a new settlement · claimdepot.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm total loss actual cash value valuation process vehicle claims official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Progressive GEICO Allstate USAA total loss actual cash value valuation process official claims OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New Jersey total loss vehicle actual cash value insurance regulation appraisal clause total loss flood OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |