how much of a down payment do I actually need to put down on a house as a first time buyer using current loan programs
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
how much of a down payment do I actually need to put down on a house as a first time buyer using current loan programs
5 real searches · 1 real-search pass
2026 California first time homebuyer down payment assistance CalHFA programs current 2026 officialGoogle ↗
OBSERVEDConsequence
2026 FHA minimum down payment 3.5 percent official HUD first time homebuyerGoogle ↗
OBSERVEDComparison
2026 Fannie Mae 97 percent loan to value HomeReady 3 percent down officialGoogle ↗
OBSERVEDReason
2026 Freddie Mac Home Possible 3 percent down officialGoogle ↗
OBSERVEDConsequence
2026 California first time homebuyer assistance Los Angeles County official programGoogle ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (5)
Classes come from the query-classifier (a local Laya model). 5 of 5 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT5 real searches · gpt-6
2026 California first time homebuyer down payment assistance CalHFA programs current 2026 official Google ↗
2026 FHA minimum down payment 3.5 percent official HUD first time homebuyer Google ↗
2026 Fannie Mae 97 percent loan to value HomeReady 3 percent down official Google ↗
2026 Freddie Mac Home Possible 3 percent down official Google ↗
2026 California first time homebuyer assistance Los Angeles County official program Google ↗
- Homebuyers Loan Program · calhfa.ca.gov
- Downpayment Assistance Program · cloud.calhfa.ca.gov
- CalHFA · calhfa.net
- California Dream For All · cloud.calhfa.ca.gov
- First-Time Homebuyers · housing.lacity.gov
- Help Moderate-Income First-Home Buyers · housing.lacity.gov
- DRE First Time Home Buyers · dre.ca.gov
- Los Angeles County homeownership programs · housing.lacounty.gov
Queries
5 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 California first time homebuyer down payment assistance CalHFA programs current 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 FHA minimum down payment 3.5 percent official HUD first time homebuyer OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
2026 Fannie Mae 97 percent loan to value HomeReady 3 percent down official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 Freddie Mac Home Possible 3 percent down official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
2026 California first time homebuyer assistance Los Angeles County official program OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |