Real ChatGPT answer · index seedzoycMfY4Q7AcompleteFinance and banking · checking and savings accountsinformational

what is the difference between APY and interest rate for small business savings accounts and which one matters more for my emergency fund

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
what is the difference between APY and interest rate for small business savings accounts and which one matters more for my emergency fund
2 real searches · 1 real-search pass
FDIC deposit insurance business savings accounts standard maximum deposit insurance coverage $250,000 officialGoogle ↗
OBSERVED
APY definition annual percentage yield compounding savings account official consumer financeGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
FDIC deposit insurance business savings accounts standard maximum deposit insurance coverage $250,000 official Google ↗
APY definition annual percentage yield compounding savings account official consumer finance Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC deposit insurance business savings accounts standard maximum deposit insurance coverage $250,000 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
APY definition annual percentage yield compounding savings account official consumer finance
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1