Is it better to max out my HSA contribution for the tax deduction or put that extra money into my employer matched Vanguard target date fund
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better to max out my HSA contribution for the tax deduction or put that extra money into my employer matched Vanguard target date fund
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 2026 HSA contribution limits tax treatment employer contributions 2026 Google ↗
IRS 401k employer matching contributions retirement plan match tax benefits official Google ↗
- Matching contributions help you save more for retirement · irs.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Publication 15-B (2026), Employer’s Tax Guide to Fringe Benefits · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 HSA contribution limits tax treatment employer contributions 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS 401k employer matching contributions retirement plan match tax benefits official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |