Real ChatGPT answer · index seedzlgSCxetFTgcompleteFinance and banking · investing and brokeragesinformational

What happens to my old employer 401k if I just leave it sitting there while I focus entirely on growing my new startup company for the next few years?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to my old employer 401k if I just leave it sitting there while I focus entirely on growing my new startup company for the next few years?
2 real searches · 1 real-search pass
IRS 401(k) former employee leave account plan fees force distribution $7000 2025 2026 rollover rulesGoogle ↗
OBSERVEDConsequence
Department of Labor 401k former employee account fees leave money in plan optionsGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS 401(k) former employee leave account plan fees force distribution $7000 2025 2026 rollover rules Google ↗
Department of Labor 401k former employee account fees leave money in plan options Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 401(k) former employee leave account plan fees force distribution $7000 2025 2026 rollover rules
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Department of Labor 401k former employee account fees leave money in plan options
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1