Real ChatGPT answer · index seedzc0aG6EphRMcompleteFinance and banking · credit scores and repairbrand
How much does a bankruptcy versus a foreclosure impact the interest rate on a conventional mortgage today?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How much does a bankruptcy versus a foreclosure impact the interest rate on a conventional mortgage today?
1 real search · 1 real-search pass
2026 conventional mortgage bankruptcy foreclosure waiting period Fannie Mae Freddie Mac guidelines rate pricing LLPA credit scoreGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 conventional mortgage bankruptcy foreclosure waiting period Fannie Mae Freddie Mac guidelines rate pricing LLPA credit score Google ↗
- Significant Derogatory Credit Events — Waiting Periods and Re-establishing Credit · guide-selling.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · guide-selling.fanniemae.com
- General Requirements for Credit Scores · selling-guide.fanniemae.com