Can you explain how mortgage rate lock extensions work and what daily fee structures look like if the underwriting process gets delayed past the initial forty-five-day lock period?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how mortgage rate lock extensions work and what daily fee structures look like if the underwriting process gets delayed past the initial forty-five-day lock period?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage rate lock extension fee daily cost lender policy extension fee points CFPB rate lock Google ↗
Fannie Mae mortgage rate lock extension fee lender extension rate lock policy Google ↗
- Rates & Reservations for Lenders, Real Estate Agents, Non-Profits · calhfa.ca.gov
- Rates & Reservations for Lenders, Real Estate Agents, Non-Profits · calhfa.ca.gov
- What happens if my lock expires before my loan is complete? · uat.application.financeofamerica.com
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- § 1026.19 Certain mortgage and variable-rate transactions. · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage rate lock extension fee daily cost lender policy extension fee points CFPB rate lock OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Fannie Mae mortgage rate lock extension fee lender extension rate lock policy OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |