How long is a standard mortgage pre-approval letter valid for, and at what point do lenders require a hard credit re-pull?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How long is a standard mortgage pre-approval letter valid for, and at what point do lenders require a hard credit re-pull?
1 real search · 1 real-search pass
mortgage preapproval letter valid 60 90 days credit report hard pull repull before closing lender policy Fannie Mae credit report ageGoogle ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
mortgage preapproval letter valid 60 90 days credit report hard pull repull before closing lender policy Fannie Mae credit report age Google ↗
- Get a preapproval letter · consumerfinance.gov
- How long does mortgage preapproval last? What to do next · rocketmortgage.com
- How to Get Preapproved for a Mortgage · chase.com
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
- Allowable Age of Credit Documents and Federal Income Tax Returns · selling-guide.fanniemae.com