How do umbrella policies interact with State Farm liability coverage limits when a severe multi car accident exceeds primary policy maximums?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do umbrella policies interact with State Farm liability coverage limits when a severe multi car accident exceeds primary policy maximums?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
State Farm personal liability umbrella policy auto underlying limits bodily injury per accident coverage exclusions official Google ↗
Virginia insurance umbrella policy excess auto liability multiple claimants per accident limits how claims paid Google ↗
- Personal Liability Umbrella Policy · statefarm.com
- What is Individual Liability Insurance and What Does it Cover? · statefarm.com
- Code of Virginia Code · law.lis.virginia.gov
- Code of Virginia (2026 Updates) · law.lis.virginia.gov
- § 38.2-2206. Uninsured motorist insurance coverage · law.lis.virginia.gov
- What is Liability Car Insurance Coverage? · statefarm.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm personal liability umbrella policy auto underlying limits bodily injury per accident coverage exclusions official OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
Virginia insurance umbrella policy excess auto liability multiple claimants per accident limits how claims paid OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |