What criteria do underwriters use to assess fluctuating commission-based income when qualifying an applicant for a conventional home purchase loan?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What criteria do underwriters use to assess fluctuating commission-based income when qualifying an applicant for a conventional home purchase loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae Selling Guide commission income 25 percent two year history declining income calculation Google ↗
Freddie Mac Seller Servicer Guide commission income fluctuating income history 2 years Google ↗
- Bonus, Commission, Overtime, and Tip Income · selling-guide.fanniemae.com
- Standards for Employment-Related Income · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Employed Income Requirements · homebuyer.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae Selling Guide commission income 25 percent two year history declining income calculation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac Seller Servicer Guide commission income fluctuating income history 2 years OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |