Real ChatGPT answer · index seedzEoAVG2zDBQcompleteInsurance · disability insuranceinformational

How do employer paid group disability plans treat bonuses and commission structures when calculating pre-disability earnings baselines?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do employer paid group disability plans treat bonuses and commission structures when calculating pre-disability earnings baselines?
3 real searches · 1 real-search pass
group disability insurance policy definition monthly earnings bonuses commissions included pre-disability earnings salary commission bonusGoogle ↗
OBSERVEDDefinition
ERISA disability plan summary plan description earnings commissions bonuses monthly benefit calculation policy definitionGoogle ↗
OBSERVEDDefinition
group long term disability insurance certificate earnings commissions bonuses average commissions policyGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason33%Definition67%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
group disability insurance policy definition monthly earnings bonuses commissions included pre-disability earnings salary commission bonus Google ↗
ERISA disability plan summary plan description earnings commissions bonuses monthly benefit calculation policy definition Google ↗
group long term disability insurance certificate earnings commissions bonuses average commissions policy Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
group disability insurance policy definition monthly earnings bonuses commissions included pre-disability earnings salary commission bonus
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
ERISA disability plan summary plan description earnings commissions bonuses monthly benefit calculation policy definition
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
group long term disability insurance certificate earnings commissions bonuses average commissions policy
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1