Real ChatGPT answer · index seedzBYN942nx0kcompleteFinance and banking · checking and savings accountsinformational

I have about five thousand dollars saved up and I want to know if Marcus high yield savings is safe and how to actually open one since I have never done this before

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I have about five thousand dollars saved up and I want to know if Marcus high yield savings is safe and how to actually open one since I have never done this before
3 real searches · 1 real-search pass
Marcus by Goldman Sachs high yield online savings account current APY October 2026 minimum deposit fees FDIC officialGoogle ↗
OBSERVEDOther / navigational
Marcus savings account how to open account official identity verification funding external bankGoogle ↗
OBSERVEDInstruction
FDIC deposit insurance 250000 per depositor per insured bank ownership category officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequenceReasonDefinition33%Instruction33%Yes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Marcus by Goldman Sachs high yield online savings account current APY October 2026 minimum deposit fees FDIC official Google ↗
Marcus savings account how to open account official identity verification funding external bank Google ↗
FDIC deposit insurance 250000 per depositor per insured bank ownership category official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Marcus by Goldman Sachs high yield online savings account current APY October 2026 minimum deposit fees FDIC official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Marcus savings account how to open account official identity verification funding external bank
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1
FDIC deposit insurance 250000 per depositor per insured bank ownership category official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1