Real ChatGPT answer · index seedz3O6uwZTxQQcompleteFinance and banking · retirement accountscommercial

I found out I made an excess contribution to my health savings account and retirement account this year. Which excess contribution removal form should I submit first to minimize penalties for our household?

ChatGPTgpt-63 queries10/31/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
I found out I made an excess contribution to my health savings account and retirement account this year. Which excess contribution removal form should I submit first to minimize penalties for our household?
3 real searches · 1 real-search pass
IRS excess HSA contributions withdraw by tax filing deadline 6% excise tax Form 5329 2026Google ↗
OBSERVED
IRS excess IRA contributions 6% excise tax corrective distribution deadline Form 5329 2026Google ↗
OBSERVED
IRS 401k excess deferrals corrective distribution April 15 following year excess contributionsGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
IRS excess HSA contributions withdraw by tax filing deadline 6% excise tax Form 5329 2026 Google ↗
IRS excess IRA contributions 6% excise tax corrective distribution deadline Form 5329 2026 Google ↗
IRS 401k excess deferrals corrective distribution April 15 following year excess contributions Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS excess HSA contributions withdraw by tax filing deadline 6% excise tax Form 5329 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS excess IRA contributions 6% excise tax corrective distribution deadline Form 5329 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS 401k excess deferrals corrective distribution April 15 following year excess contributions
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1