What is the actual process for student loan rehabilitation if the default happened over ten years ago?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the actual process for student loan rehabilitation if the default happened over ten years ago?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Federal Student Aid loan rehabilitation default 9 payments 10 months old default collections rehabilitation rules 2026 Google ↗
Federal student loan default older than 10 years rehabilitation statute limitations credit reporting rehabilitation official Google ↗
- StudentAid.gov · studentaid.gov
- MyEdDebt.ed.gov · myeddebt.ed.gov
- Can debt collectors collect a debt that’s several years old? · consumerfinance.gov
- U.S.C. Title 20 · govinfo.gov
- Student Loan Default and Collections: FAQs · studentaid.gov
- 34 CFR § 682.405 - Loan rehabilitation agreement. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- 34 CFR § 685.211 - Miscellaneous repayment provisions. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Perkins Loan Billing, Collection, and Default · fsapartners.ed.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Student Aid loan rehabilitation default 9 payments 10 months old default collections rehabilitation rules 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Federal student loan default older than 10 years rehabilitation statute limitations credit reporting rehabilitation official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |