Does standard homeowners insurance cover flood damage or do I need a completely separate policy for that?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does standard homeowners insurance cover flood damage or do I need a completely separate policy for that?
1 real search · 1 real-search pass
FEMA flood insurance homeowners insurance does not cover flood damage NFIP 30 day waiting period coverage limits 2026Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FEMA flood insurance homeowners insurance does not cover flood damage NFIP 30 day waiting period coverage limits 2026 Google ↗
- Flood Insurance · content.naic.org
- Flood Insurance - The Basics · opic.texas.gov
- Eligibility · floodsmart.gov
- NATIONAL FLOOD INSURANCE PROGRAM · fema.gov
- FEMA Flood Maps · floodsmart.gov