What are the current rules for private lenders like Discover or Sallie Mae regarding co signer release when the primary borrower has excellent credit?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current rules for private lenders like Discover or Sallie Mae regarding co signer release when the primary borrower has excellent credit?
3 real searches · 1 real-search pass
Discover private student loan cosigner release requirements current 2026 existing loansGoogle ↗
OBSERVEDOther / navigational
Sallie Mae cosigner release requirements 12 consecutive on-time payments credit income officialGoogle ↗
OBSERVEDYes / no
CFPB private student loan cosigner release creditworthiness requirements lender contractGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Discover private student loan cosigner release requirements current 2026 existing loans Google ↗
Sallie Mae cosigner release requirements 12 consecutive on-time payments credit income official Google ↗
CFPB private student loan cosigner release creditworthiness requirements lender contract Google ↗
- Cosigner Release Application Requirements · salliemae.com
- Cosigner responsibilities · salliemae.com
- Student Loans · discover.com
- Firstmark · firstmark.myloanmanager.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Discover private student loan cosigner release requirements current 2026 existing loans OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Sallie Mae cosigner release requirements 12 consecutive on-time payments credit income official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
CFPB private student loan cosigner release creditworthiness requirements lender contract OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |