Real ChatGPT answer · index seedyvxOuWQZJewcompleteFinance and banking · investing and brokeragescomparison

I need to decide today whether to put my bonus into a Roth IRA or traditional IRA if my income is eighty five thousand and I plan to retire early.

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to decide today whether to put my bonus into a Roth IRA or traditional IRA if my income is eighty five thousand and I plan to retire early.
1 real search · 1 real-search pass
2026 IRS Roth IRA contribution limits income phase out traditional IRA deduction limits 2026 married single workplace retirement planGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
2026 IRS Roth IRA contribution limits income phase out traditional IRA deduction limits 2026 married single workplace retirement plan Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 IRS Roth IRA contribution limits income phase out traditional IRA deduction limits 2026 married single workplace retirement plan
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1