What are the current regulatory limits on matching contributions and rollover timelines when moving a legacy 401k into a personal brokerage account after an involuntary termination?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current regulatory limits on matching contributions and rollover timelines when moving a legacy 401k into a personal brokerage account after an involuntary termination?
3 real searches · 1 real-search pass
IRS 2026 401(k) contribution limits annual additions 415(c) 2026 employer matching contributionsGoogle ↗
OBSERVEDReason
Department of Labor 401k terminated employee vested employer matching contributions vesting forfeiture rollover 60 day direct rollover mandatory distribution $7000Google ↗
OBSERVEDConsequence
IRS rollover chart 401k to IRA 60 days direct rollover withholding 20 percentGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 2026 401(k) contribution limits annual additions 415(c) 2026 employer matching contributions Google ↗
Department of Labor 401k terminated employee vested employer matching contributions vesting forfeiture rollover 60 day direct rollover mandatory distribution $7000 Google ↗
IRS rollover chart 401k to IRA 60 days direct rollover withholding 20 percent Google ↗
- Retirement topics - Vesting · irs.gov
- Issue Snapshot - Vesting schedules for matching contributions · irs.gov
- 401(k) plan qualification requirements · irs.gov
- Retirement topics - Termination of plan · irs.gov
- 401k plan termination · irs.gov
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- COLA increases for dollar limitations on benefits and contributions · irs.gov
- Rollovers of retirement plan and IRA distributions · irs.gov
- Retirement topics - Termination of employment · irs.gov
- Internal Revenue Bulletin: 2026-06 · irs.gov
- 401k Resource Guide Plan Participants General Distribution Rules · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 2026 401(k) contribution limits annual additions 415(c) 2026 employer matching contributions OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Department of Labor 401k terminated employee vested employer matching contributions vesting forfeiture rollover 60 day direct rollover mandatory distribution $7000 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
IRS rollover chart 401k to IRA 60 days direct rollover withholding 20 percent OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |