What kind of legal defense costs are covered if a customer sues my consulting firm for bad advice, and does the insurance company pick the lawyer for me?
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The searches the AI actually ran for this prompt.
SEED QUERY
What kind of legal defense costs are covered if a customer sues my consulting firm for bad advice, and does the insurance company pick the lawyer for me?
2 real searches · 1 real-search pass
California professional liability insurance duty to defend defense costs eroding limits independent counsel Cumis Civil Code 2860Google ↗
OBSERVEDConsequence
professional liability errors omissions insurance insurer selects defense counsel panel counsel consent to settle claims made policy defense costsGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California professional liability insurance duty to defend defense costs eroding limits independent counsel Cumis Civil Code 2860 Google ↗
professional liability errors omissions insurance insurer selects defense counsel panel counsel consent to settle claims made policy defense costs Google ↗
- Confidentiality and Privilege in the Insurer–Policyholder–Defense Counsel Relationship · americanbar.org
- panel counsel · irmi.com
- Coverage Analysis · americanbar.org
- California Code, Civil Code - CIV § 2860 · codes.findlaw.com
- A Brief Primer on Insureds' Rights to Insurer-Paid, Independent (“Cumis”) Counsel · smithcurrie.com
- available to pay any eventual judgment or settlement. The contractual basis for the reimbursement for defense costs under these policies often is found in the definition of a covered “Loss,” which includes the costs of defense. Typical provisions in a D&O policy provide that “Loss means damages, settlements, and Costs, Charges and Expenses incurred by” the insureds, and that such costs, charges, and expenses incurred by “Insureds when defending or investigating with the written consent of Insure · acc.com
- How to Decide Between Duty to Defend and Reimbursement Policy Forms · ajg.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California professional liability insurance duty to defend defense costs eroding limits independent counsel Cumis Civil Code 2860 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
professional liability errors omissions insurance insurer selects defense counsel panel counsel consent to settle claims made policy defense costs OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |