Is it cheaper to pay discount points upfront to lower my interest rate or should I just take the par rate and invest the cash elsewhere.
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The searches the AI actually ran for this prompt.
SEED QUERY
Is it cheaper to pay discount points upfront to lower my interest rate or should I just take the par rate and invest the cash elsewhere.
1 real search · 1 real-search pass
mortgage discount points break even calculation present value opportunity cost CFPBGoogle ↗
OBSERVED
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Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
mortgage discount points break even calculation present value opportunity cost CFPB Google ↗
- Data Spotlight: Trends in discount points amid rising interest rates · consumerfinance.gov
- How should I use lender credits and points (also called discount points)? · proxy.goincop1.workers.dev