Evaluate the pros and cons of rolling my existing private mortgage insurance into a higher interest rate versus paying a single upfront premium at closing.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Evaluate the pros and cons of rolling my existing private mortgage insurance into a higher interest rate versus paying a single upfront premium at closing.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB lender paid mortgage insurance higher interest rate single premium PMI upfront cancellation borrower paid mortgage insurance Google ↗
Fannie Mae single premium mortgage insurance upfront premium lender paid mortgage insurance cancellation rules Google ↗
- SECTION 6—Disclosure Requirements for Lender Paid Mortgage Insurance · federalreserve.gov
- 12 U.S.C. § 4905: Disclosure requirements for lender paid mortgage insurance · uscode.house.gov
- Provision of Mortgage Insurance · guide-selling.fanniemae.com
- Single-Family PMI Handbook · capitalmarkets.freddiemac.com
- When can I remove private mortgage insurance (PMI) from my loan? · consumerfinance.gov
- 12 U.S.C. § 4902: Termination of private mortgage insurance · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB lender paid mortgage insurance higher interest rate single premium PMI upfront cancellation borrower paid mortgage insurance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae single premium mortgage insurance upfront premium lender paid mortgage insurance cancellation rules OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |