Which is worse for my future credit score after graduation, a voluntary Chapter 7 bankruptcy or letting my student loans go into default?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which is worse for my future credit score after graduation, a voluntary Chapter 7 bankruptcy or letting my student loans go into default?
3 real searches · 1 real-search pass
site:consumerfinance.gov student loan default credit report seven years bankruptcy Chapter 7 credit report 10 yearsGoogle ↗
OBSERVED
site:studentaid.gov default federal student loans consequences wage garnishment tax refund rehabilitation consolidationGoogle ↗
OBSERVED
uscourts.gov student loans bankruptcy undue hardship Chapter 7 dischargeGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
site:consumerfinance.gov student loan default credit report seven years bankruptcy Chapter 7 credit report 10 years Google ↗
site:studentaid.gov default federal student loans consequences wage garnishment tax refund rehabilitation consolidation Google ↗
uscourts.gov student loans bankruptcy undue hardship Chapter 7 discharge Google ↗
- How long does a bankruptcy appear on credit reports? · consumerfinance.gov
- How long does information stay on my credit report? · consumerfinance.gov
- Student Loan Default and Collections: FAQs · studentaid.gov
- Student Loan Rehabilitation for Borrowers in Default: FAQs · studentaid.gov
- studentaid.gov · studentaid.gov
- Chapter 7 · uscourts.gov
- Discharge in Bankruptcy · studentaid.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
site:consumerfinance.gov student loan default credit report seven years bankruptcy Chapter 7 credit report 10 years OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
site:studentaid.gov default federal student loans consequences wage garnishment tax refund rehabilitation consolidation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
uscourts.gov student loans bankruptcy undue hardship Chapter 7 discharge OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |