Real ChatGPT answer · index seedynCyXgoqFVQcompleteFinance and banking · retirement accountscommercial

Is it better for a small business with three W2 employees to switch from a SIMPLE IRA to a safe harbor 401k to increase owner contributions

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better for a small business with three W2 employees to switch from a SIMPLE IRA to a safe harbor 401k to increase owner contributions
3 real searches · 1 real-search pass
IRS 2026 401(k) contribution limit SIMPLE IRA limit 2026 SECURE 2.0Google ↗
OBSERVED
IRS 401(k) safe harbor employer contributions profit sharing nondiscrimination testing small businessGoogle ↗
OBSERVED
IRS SIMPLE IRA employer contribution 3 percent matching 2 percent nonelective rulesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
IRS 2026 401(k) contribution limit SIMPLE IRA limit 2026 SECURE 2.0 Google ↗
IRS 401(k) safe harbor employer contributions profit sharing nondiscrimination testing small business Google ↗
IRS SIMPLE IRA employer contribution 3 percent matching 2 percent nonelective rules Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 2026 401(k) contribution limit SIMPLE IRA limit 2026 SECURE 2.0
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS 401(k) safe harbor employer contributions profit sharing nondiscrimination testing small business
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS SIMPLE IRA employer contribution 3 percent matching 2 percent nonelective rules
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1