Can a seller deduct closing costs instead of giving concessions in the purchase agreement and how does that affect my mortgage approval
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a seller deduct closing costs instead of giving concessions in the purchase agreement and how does that affect my mortgage approval
3 real searches · 1 real-search pass
Fannie Mae interested party contributions seller paid closing costs limits purchase price reduction mortgage underwritingGoogle ↗
OBSERVEDReason
Freddie Mac seller contributions closing costs interested party contributions purchase price reduction mortgageGoogle ↗
OBSERVEDConsequence
FHA seller concessions interested party contributions closing costs official HUDGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae interested party contributions seller paid closing costs limits purchase price reduction mortgage underwriting Google ↗
Freddie Mac seller contributions closing costs interested party contributions purchase price reduction mortgage Google ↗
FHA seller concessions interested party contributions closing costs official HUD Google ↗
- Interested Party Contributions (IPCs) · guide-selling.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae interested party contributions seller paid closing costs limits purchase price reduction mortgage underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac seller contributions closing costs interested party contributions purchase price reduction mortgage OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
FHA seller concessions interested party contributions closing costs official HUD OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |