What steps should I take if a dealership attempts to re-run my credit application through multiple lenders without my explicit written authorization?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps should I take if a dealership attempts to re-run my credit application through multiple lenders without my explicit written authorization?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FTC FCRA permissible purpose auto dealer multiple lenders credit application consumer initiated transaction hard inquiries CFPB dispute credit report unauthorized inquiry Google ↗
CFPB dispute unauthorized hard inquiry permissible purpose FCRA credit report Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- How will shopping for an auto loan affect my credit? · consumerfinance.gov
- Who can request to see my credit report? · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov
- Submit a CFPB complaint · consumerfinance.gov
- Report to the FTC · reportfraud.ftc.gov
- Michigan consumer complaints · michigan.gov
- Experian security freeze · experian.com
- Equifax security freeze · equifax.com
- TransUnion security freeze · transunion.com
- Advisory Opinion to Landever (10-12-99) · ftc.gov
- FTC Staff Advises Automobile Dealers May Not Obtain Credit Reports on Consumers Out for a "Test Drive" · search.ftc.gov
- SECTION 604—Permissible Purposes of Reports · federalreserve.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC FCRA permissible purpose auto dealer multiple lenders credit application consumer initiated transaction hard inquiries CFPB dispute credit report unauthorized inquiry OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB dispute unauthorized hard inquiry permissible purpose FCRA credit report OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |