How does the automatic stay work and does it really stop debt collectors from calling my phone day and night
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does the automatic stay work and does it really stop debt collectors from calling my phone day and night
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
automatic stay bankruptcy 11 USC 362 debt collection calls official court CFPB Google ↗
U.S. Courts bankruptcy automatic stay creditor collection contact after filing official Google ↗
- 11 U.S.C. § 362: Automatic stay · uscode.house.gov
- The Automatic Stay (Protection from Creditors) | Western District of Washington · wawb.uscourts.gov
- 11 U.S.C. § 362: Automatic stay · uscode.house.gov
- Chapter 7 · uscourts.gov
- Bankruptcy Cases · uscourts.gov
- Chapter 13 · uscourts.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
automatic stay bankruptcy 11 USC 362 debt collection calls official court CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
U.S. Courts bankruptcy automatic stay creditor collection contact after filing official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |