What are dealer add-on packages and which ones are actually scams that I should refuse to pay for at the dealership?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are dealer add-on packages and which ones are actually scams that I should refuse to pay for at the dealership?
3 real searches · 1 real-search pass
FTC car dealer add-ons optional products fees consumer advice dealer add-onsGoogle ↗
OBSERVEDComparison
California DMV dealer add-on products optional fees car buying consumer protectionGoogle ↗
OBSERVEDComparison
CFPB auto loan add-on products GAP credit insurance service contracts dealerGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FTC car dealer add-ons optional products fees consumer advice dealer add-ons Google ↗
California DMV dealer add-on products optional fees car buying consumer protection Google ↗
CFPB auto loan add-on products GAP credit insurance service contracts dealer Google ↗
- What is Guaranteed Asset Protection (GAP) insurance? · consumerfinance.gov
- Am I required to purchase an extended warranty, Guaranteed Asset Protection (GAP) insurance, or credit insurance from a lender or dealer to get an auto loan? · consumerfinance.gov
- What things can I negotiate when shopping for a car or auto loan? · consumerfinance.gov
- 6.030 Key Dealer Requirements Under the CARs Act (CCC §§1784.20-23, 1784.28, 1784.30-31, 1784.40-44 VC §§11705 and 11713) · dmv.ca.gov
- California Civil Code section 1784.42 (2025) · california.public.law
- Automobile Industry Pricing Transparency: FAQs · ftc.gov
- Car dealerships can’t charge you for add-ons you don’t want · consumer.ftc.gov
- Understanding Car Add-ons - Consumer Tips · ftc.gov
- Buying and Maintaining a Car | State of California - Department of Justice · oag.ca.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC car dealer add-ons optional products fees consumer advice dealer add-ons OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
California DMV dealer add-on products optional fees car buying consumer protection OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
CFPB auto loan add-on products GAP credit insurance service contracts dealer OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |