How does buying a home in a FEMA flood zone affect my ability to get homeowner insurance and how much will it cost me annually?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does buying a home in a FEMA flood zone affect my ability to get homeowner insurance and how much will it cost me annually?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FEMA flood insurance mandatory mortgage high risk zone NFIP Risk Rating 2.0 average annual premium 2026 Google ↗
Delaware flood insurance NFIP average premium FEMA flood maps homeowners insurance requirements Google ↗
- Delaware Flood Insurance · floodfigures.com
- Wilmington, DE Flood Insurance · floodfigures.com
- Flood Insurance - Delaware Department of Insurance · insurance.delaware.gov
- Buy a Flood Insurance Policy · floodsmart.gov
- FEMA Flood Map Service Center · msc.fema.gov
- FloodSmart · floodsmart.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FEMA flood insurance mandatory mortgage high risk zone NFIP Risk Rating 2.0 average annual premium 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Delaware flood insurance NFIP average premium FEMA flood maps homeowners insurance requirements OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |