I own a dog with a bite history. Which umbrella insurance carriers will still cover me without charging an astronomical premium?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I own a dog with a bite history. Which umbrella insurance carriers will still cover me without charging an astronomical premium?
3 real searches · 1 real-search pass
insurance umbrella policy dog bite history coverage exclusions underwriting insurers 2026Google ↗
OBSERVEDConsequence
umbrella insurance carriers accept homeowners with dog bite history dog liability underwriting 2026Google ↗
OBSERVEDComparison
personal umbrella insurance dog bite exclusion underwriting State Farm Auto Owners Cincinnati Erie Nationwide Travelers MichiganGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
insurance umbrella policy dog bite history coverage exclusions underwriting insurers 2026 Google ↗
umbrella insurance carriers accept homeowners with dog bite history dog liability underwriting 2026 Google ↗
personal umbrella insurance dog bite exclusion underwriting State Farm Auto Owners Cincinnati Erie Nationwide Travelers Michigan Google ↗
- Pet Liability Insurance: What Animal Owners Need to Know · nerdwallet.com
- Dog Liability Insurance for Homeowners · moneygeek.com
- What Does Umbrella Insurance Cover? · geico.com
- Dog / Animal Liability Insurance · societiesinsurance.com
- Homeowners Insurance for Pit Bulls: 2026 Buying Guide · moneygeek.com
- Animal Liability Insurance for Dogs & Pets · xinsurance.com
- 1 · xinsurance.com
- RLI Personal Umbrella - Get a quote or make a payment · rlicorp.com
- Wholesale Personal Umbrella for Agents & Brokers · rlicorp.com
- CHAPTER 287. ANIMAL INDUSTRY · legislature.mi.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
insurance umbrella policy dog bite history coverage exclusions underwriting insurers 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
umbrella insurance carriers accept homeowners with dog bite history dog liability underwriting 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
personal umbrella insurance dog bite exclusion underwriting State Farm Auto Owners Cincinnati Erie Nationwide Travelers Michigan OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |