Which budget disability insurance providers offer clear terms regarding mental health condition coverage limitations so I don't get surprised by a denied claim later?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which budget disability insurance providers offer clear terms regarding mental health condition coverage limitations so I don't get surprised by a denied claim later?
3 real searches · 1 real-search pass
individual disability insurance mental nervous disorder limitation policy exclusions residual disability Guardian Ameritas Principal Mutual of Omaha 2026 budgetGoogle ↗
OBSERVEDOther / navigational
disability insurance mental nervous substance abuse limitation 24 months policy contract sample individual insurersGoogle ↗
OBSERVEDOther / navigational
Minnesota individual disability insurance providers mental health limitation policy terms consumer guideGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual disability insurance mental nervous disorder limitation policy exclusions residual disability Guardian Ameritas Principal Mutual of Omaha 2026 budget Google ↗
disability insurance mental nervous substance abuse limitation 24 months policy contract sample individual insurers Google ↗
Minnesota individual disability insurance providers mental health limitation policy terms consumer guide Google ↗
- Minnesota Statutes 2025, Section 60A.43 · revisor.mn.gov
- Chapter 114 · revisor.mn.gov
- cloud.content.ameritas.com · cloud.content.ameritas.com
- Disability Income Insurance · fmiagent.com
- Specimen Disability Insurance Contracts – Insuring Income | Term Life Insurance Quotes · insuringincome.com
- Ameritas official website · ameritas.com
- Ameritas Life Insurance Company · fmiagent.com
- MassMutual official website · massmutual.com
- Mental, Nervous & Substance Abuse Disability Limitations · leveragerx.com
- What Your GSI Policy Includes · mdgsi.com
- Guardian official website · guardianlife.com
- Individual Century+ DI Product Guide · issueins.com
- Disability Insurance Exclusions & Limitations · meetbreeze.com
- Assurity official website · assurity.com
- Illinois Mutual official website · illinoismutual.com
- Long-Term Disability Insurance · statefarm.com
- State information for group benefits and individual disability insurance · principal.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual disability insurance mental nervous disorder limitation policy exclusions residual disability Guardian Ameritas Principal Mutual of Omaha 2026 budget OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
disability insurance mental nervous substance abuse limitation 24 months policy contract sample individual insurers OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Minnesota individual disability insurance providers mental health limitation policy terms consumer guide OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |