Can you break down the typical closing costs I will pay on a three hundred thousand dollar house using a FHA loan versus conventional?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you break down the typical closing costs I will pay on a three hundred thousand dollar house using a FHA loan versus conventional?
3 real searches · 1 real-search pass
2026 FHA upfront mortgage insurance premium 1.75% conventional closing costs CFPB loan estimate closing costs home purchaseGoogle ↗
OBSERVEDReason
2026 FHA upfront mortgage insurance premium 1.75% annual MIP HUD official closing costs conventional loan CFPBGoogle ↗
OBSERVEDReason
CFPB mortgage closing costs Loan Estimate prepaid taxes insurance escrow FHA conventional mortgage insurance officialGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 FHA upfront mortgage insurance premium 1.75% conventional closing costs CFPB loan estimate closing costs home purchase Google ↗
2026 FHA upfront mortgage insurance premium 1.75% annual MIP HUD official closing costs conventional loan CFPB Google ↗
CFPB mortgage closing costs Loan Estimate prepaid taxes insurance escrow FHA conventional mortgage insurance official Google ↗
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- What is mortgage insurance and how does it work? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA upfront mortgage insurance premium 1.75% conventional closing costs CFPB loan estimate closing costs home purchase OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 FHA upfront mortgage insurance premium 1.75% annual MIP HUD official closing costs conventional loan CFPB OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB mortgage closing costs Loan Estimate prepaid taxes insurance escrow FHA conventional mortgage insurance official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |