Can you compare the total cost of an FHA loan with its mandatory mortgage insurance duration against a conventional loan with LPMI given today's average rates?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you compare the total cost of an FHA loan with its mandatory mortgage insurance duration against a conventional loan with LPMI given today's average rates?
3 real searches · 1 real-search pass
October 31 2026 average 30-year fixed mortgage rate FHA conventional mortgage rates latest Freddie Mac PMMSGoogle ↗
OBSERVED
HUD FHA annual mortgage insurance premium 30 year loan-to-value duration 11 years life of loan upfront premium 1.75 percentGoogle ↗
OBSERVED
lender paid mortgage insurance LPMI higher interest rate tax deductibility conventional mortgage official explanationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
October 31 2026 average 30-year fixed mortgage rate FHA conventional mortgage rates latest Freddie Mac PMMS Google ↗
HUD FHA annual mortgage insurance premium 30 year loan-to-value duration 11 years life of loan upfront premium 1.75 percent Google ↗
lender paid mortgage insurance LPMI higher interest rate tax deductibility conventional mortgage official explanation Google ↗
- 2026-10-29, Release Tables: Optimal Blue Mortgage Market Indices | FRED · fred.stlouisfed.org
- Mortgage Rates · freddiemac.com
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- FHA mortgage insurance premium (MIP): Costs and rules · rocketmortgage.com
- SECTION 6—Disclosure Requirements for Lender Paid Mortgage Insurance · federalreserve.gov
- What is private mortgage insurance? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
October 31 2026 average 30-year fixed mortgage rate FHA conventional mortgage rates latest Freddie Mac PMMS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
HUD FHA annual mortgage insurance premium 30 year loan-to-value duration 11 years life of loan upfront premium 1.75 percent OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
lender paid mortgage insurance LPMI higher interest rate tax deductibility conventional mortgage official explanation OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |