Real ChatGPT answer · index seedyWqC5gJGjQkcompleteFinance and banking · cryptocurrencybrand

My financial advisor told me to avoid cryptocurrency entirely, but I want to understand what a crypto Roth IRA actually does for my estate planning.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My financial advisor told me to avoid cryptocurrency entirely, but I want to understand what a crypto Roth IRA actually does for my estate planning.
2 real searches · 1 real-search pass
IRS inherited Roth IRA beneficiary distribution rules 10-year rule Roth IRA officialGoogle ↗
OBSERVEDReason
IRS self-directed IRA digital assets cryptocurrency prohibited transactions custody officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS inherited Roth IRA beneficiary distribution rules 10-year rule Roth IRA official Google ↗
IRS self-directed IRA digital assets cryptocurrency prohibited transactions custody official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS inherited Roth IRA beneficiary distribution rules 10-year rule Roth IRA official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS self-directed IRA digital assets cryptocurrency prohibited transactions custody official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1