My daughter is graduating in May and we need to understand exactly when interest capitalization kicks in after her grace period ends so we can plan our budget.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My daughter is graduating in May and we need to understand exactly when interest capitalization kicks in after her grace period ends so we can plan our budget.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Federal Student Aid when does interest capitalize after grace period Direct Loans July 1 2023 capitalization rules Google ↗
Federal student loan grace period six months graduation interest capitalization unsubsidized loans official Google ↗
- Tips for student loan borrowers · consumerfinance.gov
- studentaid.gov · studentaid.gov
- Add presentation title here · fsapartners.ed.gov
- Financial Aid Dictionary: Top Terms Related to Grants, Work-Study, and Student Loans · studentaid.gov
- [node:title] · studentaid.gov
- How does interest accrue while I am in school? · consumerfinance.gov
- Understanding Interest and Capitalization - Student Loans · salliemae.com
- StudentAid.gov · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Student Aid when does interest capitalize after grace period Direct Loans July 1 2023 capitalization rules OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Federal student loan grace period six months graduation interest capitalization unsubsidized loans official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |