Real ChatGPT answer · index seedySULSPT35C4completeFinance and banking · checking and savings accountsinformational
Do banks do a hard or soft credit pull when I am applying for a new business checking account, and will it drop my personal credit score?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do banks do a hard or soft credit pull when I am applying for a new business checking account, and will it drop my personal credit score?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Do banks perform hard credit inquiries for business checking account applications personal credit ChexSystems official bank FAQ Google ↗
CFPB hard inquiries credit score soft inquiries business bank account ChexSystems Google ↗
- What is a credit inquiry? · consumerfinance.gov
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Do banks perform hard credit inquiries for business checking account applications personal credit ChexSystems official bank FAQ OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB hard inquiries credit score soft inquiries business bank account ChexSystems OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |