Real ChatGPT answer · index seedyS2y5OfAbZscompleteFinance and bankingcommercial
My brother wants me to co-sign his auto loan today so he can get to work, what are my exact liability risks if he misses his very first payment next month?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My brother wants me to co-sign his auto loan today so he can get to work, what are my exact liability risks if he misses his very first payment next month?
3 real searches · 1 real-search pass
FTC cosigner auto loan liability missed payment credit report repossession deficiency balance consumer adviceGoogle ↗
OBSERVED
CFPB auto loan co-signer responsible payments late fees repossession deficiency balanceGoogle ↗
OBSERVED
New York co-signer auto loan liability debt collection judgment wage garnishment consumer lawGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
FTC cosigner auto loan liability missed payment credit report repossession deficiency balance consumer advice Google ↗
CFPB auto loan co-signer responsible payments late fees repossession deficiency balance Google ↗
New York co-signer auto loan liability debt collection judgment wage garnishment consumer law Google ↗
6 cited sources
- Should I agree to co-sign someone else’s car loan? · www.consumerfinance.gov
- Cosigning a Loan FAQs · consumer.ftc.gov
- Vehicle Repossession · consumer.ftc.gov
- 3 things you should consider before co-signing for an auto loan · www.consumerfinance.gov
- Complying with the Credit Practices Rule · www.ftc.gov
- What happens if my car is repossessed? · www.consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC cosigner auto loan liability missed payment credit report repossession deficiency balance consumer advice OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB auto loan co-signer responsible payments late fees repossession deficiency balance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York co-signer auto loan liability debt collection judgment wage garnishment consumer law OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |