Help me analyze whether it makes financial sense to switch from our employer sponsored PPO to a state health exchange plan to lower our monthly family premium.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Help me analyze whether it makes financial sense to switch from our employer sponsored PPO to a state health exchange plan to lower our monthly family premium.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 ACA marketplace subsidies employer sponsored coverage affordability family members 2026 IRS affordability percentage Google ↗
New York State of Health 2026 marketplace plans premium tax credit employer coverage affordability family coverage Google ↗
- NY State of Health · info.nystateofhealth.ny.gov
- Questions and answers on the Premium Tax Credit · irs.gov
- My employer offers health benefits to me and my family. The company pays the entire cost of my coverage but contributes nothing toward the cost of covering my family. We can’t afford to enroll my spouse and kids. Can they get coverage and subsidies in the Marketplace instead? · kff.org
- Affordable coverage - Glossary · healthcare.gov
- If I have insurance through my employer, can my spouse get coverage through the exchange? · healthinsurance.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 ACA marketplace subsidies employer sponsored coverage affordability family members 2026 IRS affordability percentage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
New York State of Health 2026 marketplace plans premium tax credit employer coverage affordability family coverage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |