Real ChatGPT answer · index seedyQwQBAIBJCIcompleteFinance and banking · small business bankingcommercial
What steps should a small business owner take when a client check bounces and the online bank charges a steep returned item fee?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps should a small business owner take when a client check bounces and the online bank charges a steep returned item fee?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
small business deposited check returned item fee bank waiver CFPB returned deposited check fee rules 2026 Google ↗
California small business bounced check customer charge returned check fee law California Civil Code 1719 Google ↗
- California Civil Code § 1719 (2025) :: 2025 California Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- BAD CHECKS: What if I write one? What if I receive one? · ventura.courts.ca.gov
- small-claims-z-faqsbounced-stop-payment-checkmay_2020amm_ · sf.courts.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
small business deposited check returned item fee bank waiver CFPB returned deposited check fee rules 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California small business bounced check customer charge returned check fee law California Civil Code 1719 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |