How do I audit my current permanent life insurance policy to determine if rising internal charges will cause a lapse before age ninety?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I audit my current permanent life insurance policy to determine if rising internal charges will cause a lapse before age ninety?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
NAIC life insurance buyer guide in-force illustration universal life cost of insurance policy lapse guaranteed non-guaranteed values Google ↗
California Department of Insurance life insurance in-force illustration universal life policy charges lapse Google ↗
- Insurance Topics | Life Insurance Illustrations · content.naic.org
- Life Insurance Guide · insurance.ca.gov
- Life Insurance · content.naic.org
- OCI Consumer Alert, December 3, 2021, Consumer Alert related to Universal Life Insurance · oci.wi.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
NAIC life insurance buyer guide in-force illustration universal life cost of insurance policy lapse guaranteed non-guaranteed values OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
California Department of Insurance life insurance in-force illustration universal life policy charges lapse OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |