Real ChatGPT answer · index seedyP0nGLbWsRocompleteFinance and banking · checking and savings accountsinformational

What federal consumer protections apply when unauthorized debit card purchases hit a household checking account used for paying utility bills?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What federal consumer protections apply when unauthorized debit card purchases hit a household checking account used for paying utility bills?
2 real searches · 1 real-search pass
CFPB unauthorized debit card charges Regulation E 2 business days 60 days investigation provisional credit officialGoogle ↗
OBSERVED
Electronic Fund Transfer Act Regulation E 12 CFR 1005.6 1005.11 unauthorized transfers official eCFRGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB unauthorized debit card charges Regulation E 2 business days 60 days investigation provisional credit official Google ↗
Electronic Fund Transfer Act Regulation E 12 CFR 1005.6 1005.11 unauthorized transfers official eCFR Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB unauthorized debit card charges Regulation E 2 business days 60 days investigation provisional credit official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Electronic Fund Transfer Act Regulation E 12 CFR 1005.6 1005.11 unauthorized transfers official eCFR
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1