Real ChatGPT answer · index seedyNoiEXDpUdwcompleteInsurance · home insurancecommercial

Can you compare the cancellation fees and refund policies of the top five home insurance companies if I need to cancel my policy midway through the year?

ChatGPTgpt-66 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare the cancellation fees and refund policies of the top five home insurance companies if I need to cancel my policy midway through the year?
6 real searches · 1 real-search pass
State Farm homeowners insurance cancel policy refund cancellation fee pro rata short rate officialGoogle ↗
OBSERVEDConsequence
Allstate homeowners insurance cancellation refund policy cancellation fee officialGoogle ↗
OBSERVEDConsequence
Progressive homeowners insurance cancellation refund policy homeowners cancellation fee officialGoogle ↗
OBSERVEDOther / navigational
USAA homeowners insurance cancel policy refund unused premium fee officialGoogle ↗
OBSERVEDConsequence
Liberty Mutual homeowners insurance cancellation refund policy cancellation fee officialGoogle ↗
OBSERVEDOther / navigational
largest homeowners insurance companies US market share 2025 NAICGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (6)
Short fact17%Other / navigational33%ComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 6 of 6 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT6 real searches · gpt-6
State Farm homeowners insurance cancel policy refund cancellation fee pro rata short rate official Google ↗
Allstate homeowners insurance cancellation refund policy cancellation fee official Google ↗
Progressive homeowners insurance cancellation refund policy homeowners cancellation fee official Google ↗
USAA homeowners insurance cancel policy refund unused premium fee official Google ↗
Liberty Mutual homeowners insurance cancellation refund policy cancellation fee official Google ↗
largest homeowners insurance companies US market share 2025 NAIC Google ↗
  1. Best's Review · bestsreview.ambest.com
  2. U.S. Homeowners Insurance Market Share 2025 · statranker.org
  3. Residential Insurance: Homeowners and Renters · insurance.ca.gov

Semantic map

Every query placed by meaning (EmbeddingGemma 2, 256-d). Shaded regions are topics, nearby points are near-paraphrases, and a circle's size is how often the query came back.

Colour
Hover a query to see its counterpart · zoom with Ctrl/⌘ + scroll, a pinch, double-click or +

Queries

6 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
State Farm homeowners insurance cancel policy refund cancellation fee pro rata short rate official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Allstate homeowners insurance cancellation refund policy cancellation fee official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Progressive homeowners insurance cancellation refund policy homeowners cancellation fee official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
USAA homeowners insurance cancel policy refund unused premium fee official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Liberty Mutual homeowners insurance cancellation refund policy cancellation fee official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
largest homeowners insurance companies US market share 2025 NAIC
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1