How do lenders evaluate restricted stock units and stock options when calculating qualifying income for a mortgage purchase in the Raleigh-Durham tech corridor?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders evaluate restricted stock units and stock options when calculating qualifying income for a mortgage purchase in the Raleigh-Durham tech corridor?
3 real searches · 1 real-search pass
Fannie Mae selling guide restricted stock units income stock options qualifying income mortgageGoogle ↗
OBSERVEDComparison
Freddie Mac guide restricted stock units stock options income mortgage qualifyingGoogle ↗
OBSERVEDReason
Fannie Mae RSU income documentation vesting schedule two year history mortgage 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae selling guide restricted stock units income stock options qualifying income mortgage Google ↗
Freddie Mac guide restricted stock units stock options income mortgage qualifying Google ↗
Fannie Mae RSU income documentation vesting schedule two year history mortgage 2026 Google ↗
- Restricted Stock Units and Restricted Stock Employment Income · selling-guide.fanniemae.com
- General Income Information · selling-guide.fanniemae.com
- 25-37: Freddie Mac Restricted Stock and Restricted Stock Unit Income Updates · corr.pennymac.com
- RSU review and calculation tool · mgic.com
- Employment Related Assets as Qualifying Income · selling-guide.fanniemae.com
- FAQ: Top Trending Selling FAQs · singlefamily.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide restricted stock units income stock options qualifying income mortgage OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Freddie Mac guide restricted stock units stock options income mortgage qualifying OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae RSU income documentation vesting schedule two year history mortgage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |