Real ChatGPT answer · index seedyM8IJ8UeI8wcompleteFinance and banking · budgeting and savingcomparison
Between a personal loan from Marcus and a balance transfer card with zero percent interest, which option is cheaper for wiping out credit card debt from spring break?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Between a personal loan from Marcus and a balance transfer card with zero percent interest, which option is cheaper for wiping out credit card debt from spring break?
2 real searches · 1 real-search pass
Marcus personal loan current availability 2026 and typical personal loan APR; 0 percent balance transfer card fees promotional periods 2026Google ↗
OBSERVEDOther / navigational
Marcus personal loans new applications 2026 availability Goldman Sachs Marcus personal loansGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Marcus personal loan current availability 2026 and typical personal loan APR; 0 percent balance transfer card fees promotional periods 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Marcus personal loans new applications 2026 availability Goldman Sachs Marcus personal loans OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |