We are thinking about transferring our family home deed into an LLC for liability protection but need to know if this triggers our mortgage due-on-sale clause.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We are thinking about transferring our family home deed into an LLC for liability protection but need to know if this triggers our mortgage due-on-sale clause.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Garn St Germain Act 12 USC 1701j-3 transfer LLC due on sale clause owner occupied home Fannie Mae servicing guide LLC transfer Google ↗
Fannie Mae servicing guide transfer ownership LLC borrower controlled LLC due-on-sale 2026 Google ↗
- 12 U.S.C. § 1701j–3: Preemption of due-on-sale prohibitions · uscode.house.gov
- 12 U.S. Code § 1701j-3 - Preemption of due-on-sale prohibitions | U.S. Code | US Law · law.cornell.edu
- Allowable Exemptions Due to the Type of Transfer · guide-servicing.fanniemae.com
- Servicing Guide update 02-18-26 · singlefamily.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Fannie Mae – Loan Lookup · yourhome.fanniemae.com
- Freddie Mac – Loan Lookup · myhome.freddiemac.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Garn St Germain Act 12 USC 1701j-3 transfer LLC due on sale clause owner occupied home Fannie Mae servicing guide LLC transfer OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
Fannie Mae servicing guide transfer ownership LLC borrower controlled LLC due-on-sale 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |