Real ChatGPT answer · index seedyIGheym2kVQcompleteCareers and HR · workplace benefitscommercial

Which long term care insurance providers have the most stable rate history over the last decade for policyholders over age seventy?

ChatGPTgpt-64 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Which long term care insurance providers have the most stable rate history over the last decade for policyholders over age seventy?
4 real searches · 1 real-search pass
long-term care insurance rate increases historical insurer rate actions 2016 2026 consumer guidanceGoogle ↗
OBSERVEDConsequence
long term care insurance companies historical premium rate increases rate stability decade Genworth Mutual of Omaha Nationwide New York Life 2016 2026Google ↗
OBSERVEDConsequence
NAIC long term care insurance rate increase history insurer rate stability policyholders age 70Google ↗
OBSERVEDConsequence
Texas Department of Insurance long term care rate increase history company rate filingsGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
long-term care insurance rate increases historical insurer rate actions 2016 2026 consumer guidance Google ↗
long term care insurance companies historical premium rate increases rate stability decade Genworth Mutual of Omaha Nationwide New York Life 2016 2026 Google ↗
NAIC long term care insurance rate increase history insurer rate stability policyholders age 70 Google ↗
Texas Department of Insurance long term care rate increase history company rate filings Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
long-term care insurance rate increases historical insurer rate actions 2016 2026 consumer guidance
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
long term care insurance companies historical premium rate increases rate stability decade Genworth Mutual of Omaha Nationwide New York Life 2016 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
NAIC long term care insurance rate increase history insurer rate stability policyholders age 70
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Texas Department of Insurance long term care rate increase history company rate filings
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1